Welcome to my investment blog where I share with you my analysis of REITs in Singapore.
I hope that my investment philosophy will bring me a steady stream of income apart from my job. I am aiming for at least $3,000 per month which can sustain the current expenses of myself and my family.
Do enjoy reading my blog and post any comments that you have. I welcome them because it is a time to learn from each other.
When I am looking at investing in REIT, here are some of the guidelines that I am looking at. Feel free to comment on it. I am willing to listen to ideas.
-> at least 8% yield. -> Price that is lower than its NAV. -> Low gearing (if possible) -> High secured NAV.
Hi, I'm 37 but I just realised the importance of investing. Would like to start. Can you please send me your spreadsheet for reference? danbai96@hotmail.com Thank you.
I like your sharing and analysis which really enjoy reading your blogs. Much appreciate you can forward a softcopy of your current portfolio? My email: ryantoh83@yahoo.com.sg
Your blog has taught me a lot about REITs. I find myself constantly checking back for updates. Could you please forward me the soft copy of your current portfolio? my email is bnroyong@gmail.com. Thank You!
How I Was Rescued By A God Fearing And Trusted Lender {Lexieloancompany@yahoo.com}..
Hello, I am Andrew Thompson currently living in CT USA, God has bless me with two kids and a lovely Wife, I promise to share this Testimony because of God favor in my life, 2days ago I was in desperate need of money so I thought of having a loan then I ran into wrong hands who claimed to be loan lender not knowing he was a scam. he collected 1,500.00 USD from me and refuse to email me since then I was confuse, but God came to my rescue, one faithful day I went to church after the service I share idea with a friend and she introduce me to LEXIE LOAN COMPANY, she said she was given 98,000.00 USD by MR LEXIE , THE MANAGING DIRECTOR OF LEXIE LOAN COMPANY. So I collected his email Address , he told me the rules and regulation and I followed, then after processing of the Documents, he gave me my loan of 55,000.00 USD... So if you are interested in a loan you can as well contact him on this Email: Lexieloancompany@yahoo.com or text +1(816) 892-6958 thanks, I am sure he will also help you.
Hi, I am from Taiwan and already invest some fund at s-reit from April of yr 2014. However, so far it is -0.7%. Would you please share me your spread sheet?. Thank you. Chinlong71@hotmail.com
Chanced upon your blog which I find it informative. I am a beginner and wish to ask what is the differences in buying REIT and other stock? As it is traded on stock exchange, it value with change bases on market value. So what is the difference between one who buy it lower price vs higher price since one is one getting the yield? Sorry i ask a redundant question
Your S Reits are working well. My M Reits are doing horribly, averaging 5% to 6%. Would appreciate if you could share your spreadsheet with me as well. Thank you very much. datachips@yahoo.com
Thank you for sharing the factors to be taken into consideration when deciding on the REITS to purchase. It is helpful for newbies like me trying to have some passive income. Pls kindly share with me your spreadsheet at ruthleeyl@gmail.com. Thank you!
I am interested to make some passive income from Reits over the long term and your blog is very informative. Thank you for sharing. It would be great if you don't mind to share more (1) are you just exclusively investing in Reits for the passive income? (2) How many years are you investing in the Reits and is the "distribution" consistent over the years? (3) Have you encounter any cash call or right issue from your portfolio so far?
(4) Do you fix to invest or buy certain units of Reits every month or you will time the market?
That is a lot of questions. I try to answer all the questions here
1) I invest in business trusts and retail bonds as well. But not other stocks at this point.
2) I have been investing since I turn 21 which is about 12 years. Distributions don't fluctuate too much. However, I must say that distributions seems to be dropping recently.
3) I always get rights issue from the portfolio that I have and I always benefit from it. :-)
4) I don't do monthly averaging (which you have described). To some extent, I do time the market, more to ensure that I don't buy at a high price.
I can see the mall is getting more quiet nowadays and always see some tenant moving out occasionally. So, it might be one of the reason of dropping distribution.
Actually I still do not understand the difference of business trust and Reits.
I am still keen to invest in the following as majority of the following properties are based in SG, not sure these are trust or reits though. Do you have any comment? - CapitaLand Mall Trust, - CapitaLand Commercial Trust - Fraser Centrepoint Trust
Hi there, I'm trying to learn how reits works and grow some passive income. I chanced upon this blog while googling. I'm interested in your spreadsheet, could you share it with me? Thanks in advance! tan.tiong@hotmail.com
Is the price in this table what you paid for? Seems that these high dividend yield REITS are not able to hold their price. Losses in the price is so much higher than the dividend yield gain.
Wanted to ask about the financing loan, what are your loan terms and from what bank? Is it structured such that you have to pay the interest every month? Thanks!
We are sincere Government well registered and certified private moneylender permitted to render financial assistant to individual and cooperate bodies, ranging from the Amount of $5,000 to $100,000,000 Million Dollars ,Euro and Pounds with long loan repayment period of 1 year to 50 years. Loan Available now are Business, Personal, House,Travel and Student Loans. Apply for a loan today. Its Easy and fast to get at 2% interest rates and monthly installment payments. Check-out this great offer. If you are interested do get back us with these information,Your Name: Address:City:Country:Phone:Amount Needed:Loan Duration: Contact via email.fastneasservice22@muslim.com
Can you share with me a soft copy of your excel file.
Regarding rights issue, I am worried that it might dilute the share price. However your experience is you have always benifitted from right issues. Can you share some examples.
thanks for sharing. let me say some harsh words.sorry for being candia,but ur portfolio is full of high yielding counters. there is a reason why their yield is high. it may bring u joy when u receive regular dividends, but these counters had little power in weathering storms. be careful with ur capital.
you are sitting only on 25k cash. what if the GFC comes again and all your holdings become half in price? wouldn't you not have enough to average down? (assuming all fundamentals are intact for your counters)
Your blog has been insightful all this while, thanks fo much for that. If you don't mind, could you please send a soft copy of your spreadsheet to xiezhangyuan@gmail.com ? Thanks again.
Hi! I enjoy reading your blog and am new to investments. Would you please send me your portfolio and how do you keep track of the amount of dividends you will be getting.
Am interested in your method of analysis, may I have a copy of the spreadsheet? Do you also switch around different REITS or tend to stick to the selected ones as long as they fall within your criteria of a worthy REIT? Please email me at gabngoi@gmail.com
The 10% correction affected the value of my portfolio but the passive income has been relatively quite stable so I am affected but I am not bothered. The interest rate hike will affect REITs but I believe it has been priced in.
I started seriously building once I started working about 10 years ago. It is very slow from the start because capital is very low and you are just trying to save to invest. However, there will be a tipping point where you realize that your portfolio is significant.
I am currently at net capital gain and I considered it a bonus than an expectation. Don't try to time the market. Work on building your passive income.
Hello Sir Your blog and work is a great inspiration. May I request a copy of your spreadsheet, please. Thanks in advance and keep blogging Smetzker@hotmail.com
can i know what is the account u using for reits investment?
ReplyDeletePreviously, I use DBS vickers Cash upfront to buy... It will be in my CDP for long term holdings.
DeleteHi, I'm 37 but I just realised the importance of investing. Would like to start. Can you please send me your spreadsheet for reference? danbai96@hotmail.com Thank you.
DeleteHello Sir,
DeleteI enjoy reading your blogs and wanted to start investing. May I have a softcopy of your current portfolio? My email: daniel.phua90@gmail.com
Thank you very much:)
Hi Sir,
DeleteI enjoy reading your blogs and realize the importance of investing. May I have a softcopy of your current portfolio? My email: daniel.phua90@gmail.com
Thank you. Wishes you and your family a Happy CNY :)
would it be possible to share the spreadsheet that you are using?
ReplyDeletePlease send me an email and I will respond. :-)
DeleteHi, can you send me the spreadsheet soft copy for the portfolio?
DeleteMy email: terrynghk78@yahoo.com.sg
Hi, sorry to bother you, can you send me the spreadsheet soft copy that you are using as well?
DeleteEmail: ktang003@e.ntu.edu.sg
Thanks! Merry xmas and a happy new year!
Hi, can you send me a copy of your spreadsheet as well?
DeleteEmail: ktang003@e.ntu.edu.sg
Thanks! Merry xmas and a happy new year!
Hi, can send me a your excel spreadsheet for reference?
DeleteEmail: chsee79@yahoo.com
Many thanks!
I enjoy reading your blogs. May I have a softcopy of your current portfolio? My email: matthewlow2005@gmail.com
ReplyDeleteThank you. Wishes you and your family a Happy CNY :)
I like your sharing and analysis which really enjoy reading your blogs. Much appreciate you can forward a softcopy of your current portfolio? My email: ryantoh83@yahoo.com.sg
ReplyDeleteWishes you and your family a Happy CNY :)
Your blog has taught me a lot about REITs. I find myself constantly checking back for updates. Could you please forward me the soft copy of your current portfolio? my email is bnroyong@gmail.com. Thank You!
ReplyDeleteThis comment has been removed by the author.
ReplyDeleteHow I Was Rescued By A God Fearing And Trusted Lender {Lexieloancompany@yahoo.com}..
DeleteHello, I am Andrew Thompson currently living in CT USA, God has bless me with two kids and a lovely Wife, I promise to share this Testimony because of God favor in my life, 2days ago I was in desperate need of money so I thought of having a loan then I ran into wrong hands who claimed to be loan lender not knowing he was a scam. he collected 1,500.00 USD from me and refuse to email me since then I was confuse, but God came to my rescue, one faithful day I went to church after the service I share idea with a friend and she introduce me to LEXIE LOAN COMPANY, she said she was given 98,000.00 USD by MR LEXIE , THE MANAGING DIRECTOR OF LEXIE LOAN COMPANY. So I collected his email Address , he told me the rules and regulation and I followed, then after processing of the Documents, he gave me my loan of 55,000.00 USD... So if you are interested in a loan you can as well contact him on this Email: Lexieloancompany@yahoo.com or text +1(816) 892-6958 thanks, I am sure he will also help you.
Hi thank you so much for your useful insights on REITS. I've really learnt alot from your video. Would it be possible to send me your spreadsheet too?
ReplyDeleteMy email is: beg2differ@gmail.com
Regards
Mark
Hi, I am from Taiwan and already invest some fund at s-reit from April of yr 2014. However, so far it is -0.7%. Would you please share me your spread sheet?. Thank you. Chinlong71@hotmail.com
ReplyDeleteThis comment has been removed by the author.
ReplyDeleteChanced upon your blog which I find it informative. I am a beginner and wish to ask what is the differences in buying REIT and other stock? As it is traded on stock exchange, it value with change bases on market value. So what is the difference between one who buy it lower price vs higher price since one is one getting the yield? Sorry i ask a redundant question
ReplyDeleteYour S Reits are working well.
ReplyDeleteMy M Reits are doing horribly, averaging 5% to 6%.
Would appreciate if you could share your spreadsheet with me as well. Thank you very much.
datachips@yahoo.com
Thank you for sharing the factors to be taken into consideration when deciding on the REITS to purchase. It is helpful for newbies like me trying to have some passive income. Pls kindly share with me your spreadsheet at ruthleeyl@gmail.com. Thank you!
ReplyDeleteHello, how did you calculate your dividend yield?
ReplyDeleteThis comment has been removed by the author.
ReplyDeleteHi,what happen to APTT? Price drop so much...
ReplyDeleteHi Atan, they gave dividends. :-)
DeleteHi,
ReplyDeleteI am interested to make some passive income from Reits over the long term and your blog is very informative. Thank you for sharing. It would be great if you don't mind to share more
(1) are you just exclusively investing in Reits for the passive income?
(2) How many years are you investing in the Reits and is the "distribution" consistent over the years?
(3) Have you encounter any cash call or right issue from your portfolio so far?
(4) Do you fix to invest or buy certain units of Reits every month or you will time the market?
Thank you so much.
Hi Swan Tham,
DeleteThat is a lot of questions. I try to answer all the questions here
1) I invest in business trusts and retail bonds as well. But not other stocks at this point.
2) I have been investing since I turn 21 which is about 12 years. Distributions don't fluctuate too much. However, I must say that distributions seems to be dropping recently.
3) I always get rights issue from the portfolio that I have and I always benefit from it. :-)
4) I don't do monthly averaging (which you have described). To some extent, I do time the market, more to ensure that I don't buy at a high price.
Hope it helps.
Hi,thank you so much for your sharing.
ReplyDeleteI can see the mall is getting more quiet nowadays and always see some tenant moving out occasionally. So, it might be one of the reason of dropping distribution.
Actually I still do not understand the difference of business trust and Reits.
I am still keen to invest in the following as majority of the following properties are based in SG, not sure these are trust or reits though. Do you have any comment?
- CapitaLand Mall Trust,
- CapitaLand Commercial Trust
- Fraser Centrepoint Trust
Thank you so much for your valuable input.
Hi there, I'm interested in your excel. Could you share it with me?
ReplyDeleteMy email is edmundlwj@gmail.com
Hi there, I'm trying to learn how reits works and grow some passive income. I chanced upon this blog while googling. I'm interested in your spreadsheet, could you share it with me?
ReplyDeleteThanks in advance!
tan.tiong@hotmail.com
Hi, just wanted to check with you, what's share financing?
ReplyDeleteIs the price in this table what you paid for? Seems that these high dividend yield REITS are not able to hold their price. Losses in the price is so much higher than the dividend yield gain.
ReplyDeleteThis comment has been removed by the author.
ReplyDeleteHi there, interesting portfolio!
ReplyDeleteWanted to ask about the financing loan, what are your loan terms and from what bank? Is it structured such that you have to pay the interest every month? Thanks!
We are sincere Government well registered and certified private moneylender permitted to render financial assistant to individual and cooperate bodies, ranging from the Amount of $5,000 to $100,000,000 Million Dollars ,Euro and Pounds with long loan repayment period of 1 year to 50 years. Loan Available now are Business, Personal, House,Travel and Student Loans. Apply for a loan today. Its Easy and fast to get at 2% interest rates and monthly installment payments. Check-out this great offer. If you are interested do get back us with these information,Your Name: Address:City:Country:Phone:Amount Needed:Loan Duration: Contact via email.fastneasservice22@muslim.com
ReplyDeleteHi,
ReplyDeleteI am new to your blog.
Can you share with me a soft copy of your excel file.
Regarding rights issue, I am worried that it might dilute the share price. However your experience is you have always benifitted from right issues. Can you share some examples.
Sorry to trouble you but I'm new to REITs.
Thanks
Hi there, I'm interested in your excel. Could you share it with me?
ReplyDeleteMy email is jasonttx@rocketmail.com
Hello, could you send me your excel
ReplyDeletespreadsheet? My email jasonttx@rocketmail.com
thanks for sharing. let me say some harsh words.sorry for being candia,but ur portfolio is full of high yielding counters. there is a reason why their yield is high. it may bring u joy when u receive regular dividends, but these counters had little power in weathering storms. be careful with ur capital.
ReplyDeleteHi, thanks for sharing your experience. Can i request for the spreadsheet send to jer_tan89@hotmail.com
ReplyDeleteThank you in advance.
Hi there , could you please share with me your spreadsheet at climks@gmail.com.
ReplyDeleteThank you !
Hi there ,
ReplyDeleteNice to know you ! Could you please send me the spreadsheet to my email at climks@gmail.com ? Thank you !
Hi, can you send me the spreadsheet to my email at marcuslwt@hotmail.com? Thanks and happy new year to you.
ReplyDeleteHi, can send me the soft copied of the excel sheet. My e-mail is at toh.alan@gmail.com
ReplyDeleteHi, thanks for sharing your experience. Can i request for the spreadsheet send to kuanhou@hotmail.sg
ReplyDeleteHi, thanks for sharing your experience. Can i request for the softcopy of your spreadsheet at kuanhou@hotmail.sg
ReplyDeleteHi, thanks for sharing your experience. Can i request for the softcopy of your spreadsheet at anghuiting@live.com.sg
ReplyDeleteyou are sitting only on 25k cash. what if the GFC comes again and all your holdings become half in price? wouldn't you not have enough to average down? (assuming all fundamentals are intact for your counters)
ReplyDeleteYour blog impressed and inspired me. Would like to have a copy of spreadsheet- chiang15351@hotmail.com
ReplyDeleteYour blog has been insightful all this while, thanks fo much for that. If you don't mind, could you please send a soft copy of your spreadsheet to xiezhangyuan@gmail.com ? Thanks again.
ReplyDeleteHi, i would like to learn from you to earn passive income from REIT. can send your spreadsheet to chsee79@yahoo.com? thanks!
ReplyDeleteHi, your blog has been insightful to me, would it be possible to request for a soft copy of your spreadsheet?
ReplyDeleteMy email address is fabien_2000@hotmail.com
Hi! I enjoy reading your blog and am new to investments. Would you please send me your portfolio and how do you keep track of the amount of dividends you will be getting.
ReplyDeleteMy email is lo_yu_hui321@hotmail.com
Thank you!
Hi, thanks for sharing your experience. Can i request for the spreadsheet send to kelvin642@gmail.com
ReplyDeleteThank You!!
Hi!
ReplyDeleteI am interested to have the Excel spreadsheet as well. Possible to share it to me as well?
My email: nianyuu_01@hotmail.com
Thanks.
I am interested in the excel spreadsheet. Would it be able to share with me.
ReplyDeleteEmail: jiadahuang84@gmail.com
Hi!
ReplyDeleteI am interested to have the Excel spreadsheet as well. Is it possible to share it to me as well?
My email: seah.jiaren.darren@gmail.com
Thanks.
Am interested in your method of analysis, may I have a copy of the spreadsheet? Do you also switch around different REITS or tend to stick to the selected ones as long as they fall within your criteria of a worthy REIT? Please email me at gabngoi@gmail.com
ReplyDeleteHi!
ReplyDeleteI am interested to have the Excel spreadsheet as well. Is it possible to share it to me as well?
My email: yongson522@gmail.com
Thanks.
Hi, possible to share me the spreadsheet?
ReplyDeletePlease email me at lkesth@gmail.com
Thanks!
hi what an impressive portfolio..
ReplyDeletewhat do you think of interest rate hike? how will it impact reits and your portfolio?
the 10% correction did it affect?
how are you preparing for a potential market downturn?
when did you start building?
how is the capital gain or loss like?
sorry for so many qns as i have lots of cash also wanna building passive income
The 10% correction affected the value of my portfolio but the passive income has been relatively quite stable so I am affected but I am not bothered. The interest rate hike will affect REITs but I believe it has been priced in.
DeleteI started seriously building once I started working about 10 years ago. It is very slow from the start because capital is very low and you are just trying to save to invest. However, there will be a tipping point where you realize that your portfolio is significant.
I am currently at net capital gain and I considered it a bonus than an expectation. Don't try to time the market. Work on building your passive income.
Hi
ReplyDeletei would like to have a copy of the excel template too at dj40005000@gmail.com what a great portfolio you have
Hello Sir
ReplyDeleteYour blog and work is a great inspiration.
May I request a copy of your spreadsheet, please.
Thanks in advance and keep blogging
Smetzker@hotmail.com