Welcome

Welcome to my investment blog where I share with you my analysis of REITs in Singapore.

I hope that my investment philosophy will bring me a steady stream of income apart from my job. I am aiming for at least $3,000 per month which can sustain the current expenses of myself and my family.

Do enjoy reading my blog and post any comments that you have. I welcome them because it is a time to learn from each other.

When I am looking at investing in REIT, here are some of the guidelines that I am looking at. Feel free to comment on it. I am willing to listen to ideas.

-> at least 8% yield.
-> Price that is lower than its NAV.
-> Low gearing (if possible)
-> High secured NAV.

Current Dividend income is $3,800/month.

Thursday, November 24, 2011

Analysis of FCOT (Refinancing of AUD Loan)

Current Price on 25th Oct 2011 = $0.755
  • Current Yield = 7.62%
  • Price-to-book Ratio = 0.565
  • Assets per unit = $2.715  
  • Debt per unit = $1.378
  • Gearing = 50.8% (considering CPPU as liabilities)
  • Secured NAV = $0.193
FCOT has a very good news which is the refinancing of its AUD loan. What was significant to me is the unencumbering of one of its assets which gives a secured NAV of $0.193. It is 25% of its current trading price which I thought was a good start.

One analysis which I have been reading is the cash call aka rights issue to reduce its gearing. I am expecting none of its CPPU to be converted to units due to its high price. Therefore, I think it is very likely that there will be a rights issue to clear off its CPPU debt.

Rights issue is always seen as negative which I don't really understand because most rights issue is due to new property purchases which enhances the REIT's portfolio. Most of the time, I am in favour of rights issue as it gives me opportunity to invest more in it and earn more dividends. But for this rights issue for FCOT which I anticipate, it may not be a good idea. Another alternative is to re-issue CPPU at a different terms to solve this problem. It might be a better idea.

With a yield of close to 8% and price-to-book ratio of 0.565 (which is very low), I am looking forward to more good news which I am expecting (stated earlier in the analysis).

No comments:

Post a Comment