Welcome to my investment blog where I share with you my analysis of REITs in Singapore.

I hope that my investment philosophy will bring me a steady stream of income apart from my job. I am aiming for at least $3,000 per month which can sustain the current expenses of myself and my family.

Do enjoy reading my blog and post any comments that you have. I welcome them because it is a time to learn from each other.

When I am looking at investing in REIT, here are some of the guidelines that I am looking at. Feel free to comment on it. I am willing to listen to ideas.

-> at least 8% yield.
-> Price that is lower than its NAV.
-> Low gearing (if possible)
-> High secured NAV.

Current Dividend income is $3,800/month.

Monday, May 18, 2015

Follow up from "Thank You Readers..."

Hi readers,

Another word of thanks to my readers who have come forward to advise on the risky move that I have made. I have since made adjustments to my portfolio.

I have sold Accordia Golf Trust and Croesus Retail Trust and use it to pay off the loan I got. Thus this is the current portfolio I have.

Global Investment Limited => 595,411 shares worth $88,000
Viva Industrial Trust => 60,000 shares worth $49,200
Others shares worth $3,000
Cash => $20,000
No loan :-)

I am opening a YieldMax Account with UOB KH so will wait for it to be open before making the next move.


  1. Will this be temporary or are you going to do the same once you have opened the uob acct?

  2. Good question! I have not decided yet. As the account offers only 3.5% interest, I might consider but not borrowing so much... Still deciding as I need to watch cashflow as well.

  3. any reason for selling crouses and accordia? esp when accordia is releasing dividend real soon.