Welcome

Welcome to my investment blog where I share with you my analysis of REITs in Singapore.

I hope that my investment philosophy will bring me a steady stream of income apart from my job. I am aiming for at least $3,000 per month which can sustain the current expenses of myself and my family.

Do enjoy reading my blog and post any comments that you have. I welcome them because it is a time to learn from each other.

When I am looking at investing in REIT, here are some of the guidelines that I am looking at. Feel free to comment on it. I am willing to listen to ideas.

-> at least 8% yield.
-> Price that is lower than its NAV.
-> Low gearing (if possible)
-> High secured NAV.

Current Dividend income is $3,800/month.

Monday, June 29, 2015

Analysis of Ascendas REIT - Baseline expectations for all industrial REITs

Current Price on 26th June 2015 = $2.45
  • Yield = 6.06%  
  • Price-to-book Ratio = 1.154
  • Assets per unit = $3.391
  • Debt per unit = $1.267 (including current liabilities)
  • Gearing = 37.4%
It has been a while since I look at these big REITs counter and this is once which I will check on this one big REIT for a simple reason. I would like to see what are the benchmarks for big stable REITs which other REITs can strive to achieve.

Yield is at a low of 6.06% which is hardly exciting. It is below my expectation of 8%. Moreover, its price-to-book ratio is 1.154 which does not fit my criteria of buying at discount to NAV. Gearing at a respectable 37.4%. Using my criteria, it hit almost none of it.

However, I would like to see it as a benchmark which other REITs can achieve. Imagine AIMSAMP REIT, Viva Industrial Trust, Cambridge Industrial REIT and others can grow their portfolio into something like Ascendas. For AIMSAMP REIT to be like Ascendas, their price have to go up from $1.50 to $1.90. How about others then? Hmmm...

Is it possible for the price to go up so high that their yield are compressed to 6.06%? Well, it is possible if their management and their scale can match Ascendas. It may take a few years for them to work on it, enduring some financial storms along the way. But we are long-term investors here. If we see the potential, why not just enter the smaller REITs and wait for them to grow? They tend to be priced cheaper by the market anyway.

There are other Industrial REITs to look at as well before this kind of analysis is completed. But Ascendas is a good proxy of what the rest can do in the near future.

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