Welcome

Welcome to my investment blog where I share with you my analysis of REITs in Singapore.

I hope that my investment philosophy will bring me a steady stream of income apart from my job. I am aiming for at least $3,000 per month which can sustain the current expenses of myself and my family.

Do enjoy reading my blog and post any comments that you have. I welcome them because it is a time to learn from each other.

When I am looking at investing in REIT, here are some of the guidelines that I am looking at. Feel free to comment on it. I am willing to listen to ideas.

-> at least 8% yield.
-> Price that is lower than its NAV.
-> Low gearing (if possible)
-> High secured NAV.

Current Dividend income is $3,800/month.

Monday, October 5, 2015

Current Holdings... Increasing my Gearing to achieve higher yield

Hi everyone,

Last week, I have just bought another 154,000 shares of Global Investment Limited, bringing my total investment holdings to 784,299 shares which is really a lot and scary. Moreover this time round, I bought it with debt, thus increasing my leverage further. I just saw another opportunity, grab it and pay for it later since I now have this option. Is it dangerous? Well, yes but my intention is to pay down this debt with future savings which I am accumulating.

With that, here is my current holdings.


Valuation of my net assets has been dropping due to the recent fall in prices but it seem to have stabilized. I am also gaining experience in managing debt instead of just managing equity. I felt that I needed that (both pleasant and unpleasant) so that I can continue to grow in financial knowledge and experience.

Comments?
Posted by at
Labels: ,

13 comments:

  1. IWOctober 5, 2015 at 9:56 AM

    Hi,
    I saw you buying more Global Inv. I am holding a fair bit of this counter too, and I came across in hardwarezone forum with people saying this counter is a value trap. I am trying to read more to discern. What's your view?

    ReplyDelete
  2. victorlsl1October 5, 2015 at 10:58 AM

    concentration risk!

    ReplyDelete
    Replies
    1. Dividend KnightOctober 5, 2015 at 12:36 PM

      Definitely risky to concentrate on a small call stock. The dividend payout might not be sustainable during a recession.

      Delete
    2. jc.education.sgOctober 9, 2015 at 8:09 PM

      Hi Dividend Knight and Victorlsl1,

      Yes, there is concentration risk. So I am watching it closely. In another words, I took the risk. :-)

      Delete
  3. Phileas.WindOctober 5, 2015 at 11:02 AM

    to play with debt, timing become very important. I can see you like GlobalInv a lot, it's a small cap equity firm, will need to exercise caution. All the best

    ReplyDelete
  4. STEOctober 5, 2015 at 12:05 PM

    Although the yield may looks attractive but buying with debts might be a bit risky ,, since the underlying asset for such fund is hard to value ,,,I also vested some but is very minimal in my total portfolio ,,, just two cents of advise .... Cheers

    ReplyDelete
  5. goldmansionOctober 5, 2015 at 11:30 PM

    This comment has been removed by the author.

    ReplyDelete
  6. AnonymousOctober 7, 2015 at 10:51 PM

    A work permit holder can do invest in Singapore? any requirement?
    make money singapore

    ReplyDelete
    Replies
    1. jc.education.sgOctober 24, 2015 at 9:31 AM

      Dear Mr. Smith,

      You may want to talk to any banks to help you with this? I am not too sure.

      All the best :-)

      Delete
  7. WayneOctober 23, 2015 at 11:53 PM

    Hi, understand that you hold quite far bit of business trust and REITs in your portfolio. Do you make investment decisions by bottom-up analysing the assets within the REIT portfolio?

    ReplyDelete
    Replies
    1. jc.education.sgOctober 24, 2015 at 9:32 AM

      Hi Wayne,

      I don't analyze all the assets within the REIT portfolio. It is not my full-time job... I just read the reports that they publish quarterly.

      Delete
  8. WayneOctober 23, 2015 at 11:54 PM

    Hi, understand that you hold quite far bit of business trust and REITs in your portfolio. Do you make investment decisions by bottom-up analysing the assets within the REIT portfolio?

    ReplyDelete
  9. sujonNovember 1, 2015 at 5:33 PM

    I must admit I have popped in a read a good number of your blogs but I have no idea how to post a response over there, so I'll tell you now how good you are at describing the stuff your at - I must admit I find it insightful to read your blogging. Keep up the good work. If you want to know more about a sites, please visit our website
    buy instagram followers

    ReplyDelete

Subscribe to: Post Comments (Atom)