Welcome

Welcome to my investment blog where I share with you my analysis of REITs in Singapore.

I hope that my investment philosophy will bring me a steady stream of income apart from my job. I am aiming for at least $3,000 per month which can sustain the current expenses of myself and my family.

Do enjoy reading my blog and post any comments that you have. I welcome them because it is a time to learn from each other.

When I am looking at investing in REIT, here are some of the guidelines that I am looking at. Feel free to comment on it. I am willing to listen to ideas.

-> at least 8% yield.
-> Price that is lower than its NAV.
-> Low gearing (if possible)
-> High secured NAV.

Current Dividend income is $3,800/month.

Tuesday, April 5, 2016

Analysis of LMIR - Rising Steadily

Current Price on 4th Apr 2015 = $0.325
  • Yield = 9.97%  
  • Price-to-book Ratio = 0.847
  • Assets per unit = $0.709
  • Debt per unit = $0.325 (including current liabilities)
  • Gearing = 45.9%
  • Secured NAV = $0.384 (118% of trading price)
It is a new quarter where we are receiving a new set of data from each REITs. Let's look at some of the REITs with statistics which match my criteria. One of them is LMIR.

LMIR has a yield of 9.97% which is one of the highest yielding REIT if not the highest. Moreover, its price-to-book ratio is 0.847 which means we are buying at 15% discount. Gearing is at 45.7% which is actually quite high. However, their secured NAV is at 118% of their trading price which is excellent. But bear in mind that their properties are all in Indonesia.

Recently they have been acquiring assets from their sponsors but gave no indication on when they are going to complete these acquisition, whether it is yield-accretive and how does it enhance our shareholder value. However, it does give us a chance to invest in these properties which they offload. Something which we are unable to do without the REIT vehicle.

Its price has been moving up steadily due to, I believe, the improvement in Indonesian economy and also Rupiah. As I have said before, this is more of an investment in foreign currency than just property so I am glad that Indonesia is doing well. I am vested with 30,000 shares and I hope to put in more.

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