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Welcome to my investment blog where I share with you my analysis of REITs in Singapore.

I hope that my investment philosophy will bring me a steady stream of income apart from my job. I am aiming for at least $3,000 per month which can sustain the current expenses of myself and my family.

Do enjoy reading my blog and post any comments that you have. I welcome them because it is a time to learn from each other.

When I am looking at investing in REIT, here are some of the guidelines that I am looking at. Feel free to comment on it. I am willing to listen to ideas.

-> at least 8% yield.
-> Price that is lower than its NAV.
-> Low gearing (if possible)
-> High secured NAV.

Current Dividend income is $3,800/month.

Tuesday, October 4, 2016

Analysis of Accordia Golf Trust - Considering seriously again.

Current Price on 4th October 2016 = $0.68
  • Yield = 9.85%  
  • Price-to-book Ratio = 0.68
  • Assets per unit = $2.221
  • Debt per unit = $1.228 (including current liabilities)
  • Gearing = 55.3%
Accordia Golf Trust is one of the unique business trust holding on to golf course assets and earning revenue from there. One of my readers asked about Accordia Golf Trust so here is the analysis.

With 9.85% yield, it is probably one of the highest yielding trust in SGX. Moreover, with appreciation of Yen to $1 to 74, the yield will just get higher. It's price-to-book ratio is also at 0.68 which means we are buying at a 32% discount. One concern is the gearing which is at 55.3% which is very high.

I remember I invested in this before and sold it when the statistics are not as good. I was wrong that time and a combination of factors made it attractive again. With all parameters fulfilling my criteria and with some cash coming in soon, this is one of the counters which I will consider seriously to invest in again. One point to note is also the fluctuation of Japanese Yen is a concern to me as it is a currency risk. I hope that it will be stable enough to generate a stable passive income.

5 comments:

  1. Thanks for sharing your great ideas. I am also considering this AGT. But I do not understand how is the gearing 55.3%? My calculation is that their gearing is only 26.2%(Total Asset 2,362.33mm and Debt 618.19mm). Am I missing something?

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    Replies
    1. Yes. You need to look at their latest presentation for the info. http://accordiagolftrust.listedcompany.com/newsroom/20160812_073953_ADQU_ZBGY0CITC69YZH1V.2.pdf

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  2. Thanks for your update, I am already vested, imo beside act of god, the downside of AG is limited, at this price, the yield is unbeatable....I too double look on their latest presentation slides and your figures are quite out from that, any reason being so conservative?

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  3. Only half of their liabilities are loans from banks. These loans are not really risky, as low JPY interest rates are here to stay. Plus they systematically hedged their floating rate loans with an IRS.

    What I don't understand is the other half of their liabilities (eg. membership deposits?)

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  4. @lucasart. Membership deposits are initial amounts that members put in to 'join' the club. You can find more information here. http://www.sharedresearch.jp/system/report_updates/pdfs/000/009/760/original/AGT_EN_20160613.pdf?1465784172

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