Welcome

Welcome to my investment blog where I share with you my analysis of REITs in Singapore.

I hope that my investment philosophy will bring me a steady stream of income apart from my job. I am aiming for at least $3,000 per month which can sustain the current expenses of myself and my family.

Do enjoy reading my blog and post any comments that you have. I welcome them because it is a time to learn from each other.

When I am looking at investing in REIT, here are some of the guidelines that I am looking at. Feel free to comment on it. I am willing to listen to ideas.

-> at least 8% yield.
-> Price that is lower than its NAV.
-> Low gearing (if possible)
-> High secured NAV.

Current Dividend income is $3,800/month.

Monday, July 25, 2011

Analysis of First REIT

Current Price on 22th July 2011 = $0.835
  • Current Yield = 7.57%  
  • Price-to-book Ratio = 1.070
  • Assets per unit = $1.012  
  • Debt per unit = $0.231 (including current liabilities)
  • Gearing = 22.9%  
First REIT has also delivered a set of results which gives me returns of $280 for this quarter. Its price has also risen by a lot this year, switching from a discount REIT to a premium REIT.

Looking at the stats, all indicators tells me to sell. Yield is below 8%, and price-to-book ratio is above 1. But I have received so much advice from friends and relatives on not to sell that I still hold on to this REIT currently. And they were right.

First REIT is currently discussing on whether to acquire an additional two hospitals in Indonesia. Looking about at the price which it acquire during the last exercise, I am expecting them to acquire at a discount (about 15%) which will further enhance NAV value.

Now I am beginning to realize why some REITs have higher yields and others are trading at a premium. Looks like my strategy will need to change to place focus on the potential of the REIT manager as well. Still working out the details. 


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