Welcome

Welcome to my investment blog where I share with you my analysis of REITs in Singapore.

I hope that my investment philosophy will bring me a steady stream of income apart from my job. I am aiming for at least $3,000 per month which can sustain the current expenses of myself and my family.

Do enjoy reading my blog and post any comments that you have. I welcome them because it is a time to learn from each other.

When I am looking at investing in REIT, here are some of the guidelines that I am looking at. Feel free to comment on it. I am willing to listen to ideas.

-> at least 8% yield.
-> Price that is lower than its NAV.
-> Low gearing (if possible)
-> High secured NAV.

Current Dividend income is $3,800/month.

Friday, February 15, 2013

Analysis of Global Investment Limited


Current Price at $0.18
  • Current Yield = 8.33%  
  • Price-to-book Ratio = 0.782
  • Assets per unit = $0.249
  • Debt per unit = $0.02 (including current liabilities)
  • Gearing = 6.52%

Global Investment Limited has published their results which is very encouraging. Here are somethings which I noted.

  • GIL sold its US RMBS at a profit, a portfolio which I have written down significantly because of its CCC rating.
  • GIL start to monetize FLY Leasing at a profit as well.
  • Its listed equity has a small profit.
Moreover, they have invested a total of $53 million in safer listed equities and bonds. I believe they carry lower yield but helps to anchor the value of GIL.

GIL did took risks by continuing to invest in risky assets which are unrated (START VIII CLO Limited). In my analysis, I have written them off completely. And they have also invested in RESIMAC BASTILLE TRUST SERIES 2012-1NC which have good credit rating.

Overall, here is my analysis. Secured NAV is at $0.145 (which consist of listed equities, bonds, Fly leasing, Aircraft deal and cash). I did recognize some other assets which they are holding (those with a credit rating) and arrive at a conclusion that their NAV is $0.175. 

At current price, it seems a premium but you consider that you are spending $0.05 per share to buy $0.60 of assets which are considered high risk. To me, it is a risk worth taking.

I am holding on to 157,000 worth of shares, bought at two trenches and is sitting on a handsome paper profit (as I bought it at a cheaper price). They are implementing a script dividend which I intend to subscribe as it will boost the secured assets of GIL.


1 comment:

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