Welcome to my investment blog where I share with you my analysis of REITs in Singapore.

I hope that my investment philosophy will bring me a steady stream of income apart from my job. I am aiming for at least $3,000 per month which can sustain the current expenses of myself and my family.

Do enjoy reading my blog and post any comments that you have. I welcome them because it is a time to learn from each other.

When I am looking at investing in REIT, here are some of the guidelines that I am looking at. Feel free to comment on it. I am willing to listen to ideas.

-> at least 8% yield.
-> Price that is lower than its NAV.
-> Low gearing (if possible)
-> High secured NAV.

Current Dividend income is $3,800/month.

Monday, June 23, 2014

Money Saving Tips via Credit Cards


I have relaunched my blog on Money Saving Tips via Credit Cards after one year with no posting. It has been difficult but now I am going to focus on a few cards and more importantly, focusing on saving money based on a household of 4 adults and 2 children with a car staying in HDB flat. A dollar saved is a dollar earned.

At this point, I am saving about $840 per year just by using credit cards. It is just like having a zero dollar investment which generates a $840 return annually. That is about $70 per month.

Do support me and subscribe to it as I continue to update these two blogs to help everyone here. :-)


  1. The blog is absolutely fantastic. Lots of great information and inspiration, both of which we all need. Thanks.

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    1. Hi David,

      Many thanks for your encouragement. Hope that you continue to benefit from these information. :-)