Welcome

Welcome to my investment blog where I share with you my analysis of REITs in Singapore.

I hope that my investment philosophy will bring me a steady stream of income apart from my job. I am aiming for at least $3,000 per month which can sustain the current expenses of myself and my family.

Do enjoy reading my blog and post any comments that you have. I welcome them because it is a time to learn from each other.

When I am looking at investing in REIT, here are some of the guidelines that I am looking at. Feel free to comment on it. I am willing to listen to ideas.

-> at least 8% yield.
-> Price that is lower than its NAV.
-> Low gearing (if possible)
-> High secured NAV.

Current Dividend income is $3,800/month.

Monday, April 27, 2015

I was right... Wow! (Analysis of Viva Industrial Trust)

S-REIT Investment Blog: Analysis of Viva Industrial Trust

In November when they bought the two properties and I also bought (and sold) the units for Viva Industrial Trust. I predicted that their yield will increase up to 9.5% (based on $0.80) and yes it did. My only miss is that I sold it before I get to enjoy the benefits (please see my last post.)

Current Price on 24th Apr 2015 = $0.84
  • Yield = 8.90%  
  • Price-to-book Ratio = 1.085
  • Assets per unit = $1.427
  • Debt per unit = $0.653 (including current liabilities)
  • Gearing = 45.8%
  • Secured NAV = $0.185 (22%)
  • Credit Rating = BB+
With the current yield, I believe that it is (still) the highest that you can find in the market where it holds properties at 8.90%. However, price-to-book ratio is strangely at 1.085 which means that you are paying at 8.5% premium which is actually a lot. Gearing is at 45.8% which is high and its credit rating is below investment grade.

I believe that Viva Industrial Trust, as one of the smallest REIT in the market, actually has the advantage of creating large impact to their portfolio with modest purchase of properties. This is a growing REIT and when it grew to a size like AIMSAMP, the yield will be compressed to about 7.5% which AIMSAMP is currently trading at. Thus, the potential is high.

I am looking at re-investing into Viva Industrial Trust this week with the current monies that I have.

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