Welcome

Welcome to my investment blog where I share with you my analysis of REITs in Singapore.

I hope that my investment philosophy will bring me a steady stream of income apart from my job. I am aiming for at least $3,000 per month which can sustain the current expenses of myself and my family.

Do enjoy reading my blog and post any comments that you have. I welcome them because it is a time to learn from each other.

When I am looking at investing in REIT, here are some of the guidelines that I am looking at. Feel free to comment on it. I am willing to listen to ideas.

-> at least 8% yield.
-> Price that is lower than its NAV.
-> Low gearing (if possible)
-> High secured NAV.

Current Dividend income is $3,800/month.

Friday, July 24, 2015

Analysis of Suntec REIT

Current Price on 24th July 2015 = $1.715
  • Yield = 5.83%  
  • Price-to-book Ratio = 0.815
  • Assets per unit = $3.412
  • Debt per unit = $1.307 (including current liabilities)
  • Gearing = 38.3%
  • Credit Rating = Baa2
Suntec REIT is one of the largest REITs in Singapore with only Singapore assets. They have just reported their results which are quite good as there is an improvement from the previous quarter. Let's look at the results.

Yield is at a decent 5.83%. I used the word decent because that is the average of office REITs in Singapore. And the price-to-book ratio is quite strong at 0.815 which means we are buying top grade office assets at 18% discount. This is one of the lowest among the office REITs. Gearing is at 38.3% which is quite normal.

Suntec REIT is one of the largest companies in Singapore. Thus, if I use OCBC Securities Margin Loan guidelines as my guide, OCBC Securities is willing to lower their loan interest rates on Suntec REIT to 3.5% from 6.5%. I see that as an affirmation of their company strength and credit rating even though it does not fulfil my investment criteria.

This REIT is for those who are only keen to invest in blue chips or only major companies. 5.83% yield is quite decent. For me, I see this as a office REIT benchmark to compare with other office REITs but I am not investing in this. Maybe I belong to those who are keen to take more risk to achieve higher yield.

No comments:

Post a Comment