Welcome to my investment blog where I share with you my analysis of REITs in Singapore.

I hope that my investment philosophy will bring me a steady stream of income apart from my job. I am aiming for at least $3,000 per month which can sustain the current expenses of myself and my family.

Do enjoy reading my blog and post any comments that you have. I welcome them because it is a time to learn from each other.

When I am looking at investing in REIT, here are some of the guidelines that I am looking at. Feel free to comment on it. I am willing to listen to ideas.

-> at least 8% yield.
-> Price that is lower than its NAV.
-> Low gearing (if possible)
-> High secured NAV.

Current Dividend income is $3,800/month.

Monday, July 17, 2017

Updating my Current Portfolio

Hi everyone,

I have made some changes to rebalance my portfolio and achieving higher yield.

OUE Commercial Trust

Last week I sold off my holdings of 30,300 shares at $0.715. Well, their yield is at a low of 6% so I was thinking of getting something which has a higher yield. 6% is really too low for me and I think I can get something of higher yield and risk.

Sabana REIT

With this sale, I actually waited for a while before I purchase 100,000 shares of Sabana REIT. I should have purchased earlier at $0.45 and actually have to spend additional $1,000 just to purchase them (buying at $0.46). After their EGM, things are more settled and I think their valuation is quite attractive. Their yield is also a good 7.7% despite lots of negative reports.

With all these changes, here is my current portfolio.


  1. Impressive returns. Well done.
    Like yourself, I'm also aiming for a passive income of about 4K/mth with about 700K AUM but have not managed to do so. It's about 3K/mth. I have a 70/30 split into investment grade bonds and stocks.
    Do keep up your postings as it is refreshing to see alternatives employing a mainly REIT or Trust fund based strategy.

  2. Hello there, chanced upon your blog while i was researching for REITs in Singapore, great content! I have some inquiries regarding your portfolio chart:
    1. What is the difference between holdings and actual?
    2. What is gearing %?
    3. What's margin % and how do you calculate it?
    I'm very new to investment as you probably could tell, would appreciate any answer you have.
    Continue to come up with great content, look forward to learning more from you.

  3. ever considered picking up Dasin Retail?