Welcome to my investment blog where I share with you my analysis of REITs in Singapore.

I hope that my investment philosophy will bring me a steady stream of income apart from my job. I am aiming for at least $3,000 per month which can sustain the current expenses of myself and my family.

Do enjoy reading my blog and post any comments that you have. I welcome them because it is a time to learn from each other.

When I am looking at investing in REIT, here are some of the guidelines that I am looking at. Feel free to comment on it. I am willing to listen to ideas.

-> at least 8% yield.
-> Price that is lower than its NAV.
-> Low gearing (if possible)
-> High secured NAV.

Current Dividend income is $3,800/month.

Tuesday, December 31, 2019

It has been a while... Thanks for being patient with me.

Hi everyone,

It has been a long while since I blog about my investments. It has really been a busy year and somehow blogging about my investments took a back seat. However, I am still monitoring my investments but not as frequent as I should. There are missed opportunities which I am just thankful that I did not lose money.

2019 has been a good year because apart from the passive income that I am getting, I have also some capital gains which I am really thankful for. Here are the details.

Overall Capital: $423,000 (An increase of about $43,000)
Passive Income: $48,000 (About $4,000 per month)

It somehow cushion the great disappointment that I have in 2018 where I have to endure large capital losses. I also have to endure large drops from HPH Trust, Eagle Hospitality Trust and SoilBuild REIT which I am still holding on. I am just thankful that there are other counters like Accordia Golf Trust, Dasin Retail Trust, Sasseur REIT, Cromwell REIT, OUE Commercial REIT, Global Investment Trust which puts me back in the black.

Moving on to 2020, I am looking forward to about $50,000 worth of passive income which helps to pay my housing installment, car installment, and my utilities bills, telco bills. I am not expecting any capital appreciation as per normal in my budget calculations so that any capital gains are a bonus to me. I just hope that I don't endure anymore capital losses which is overwhelming.

Happy and Blessed 2020. I hope to blog more in the year ahead to keep up and do more detailed analysis as much as I can so that I am manage my portfolio better.

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