S-REIT Investment Blog: S-REIT, Raffles Edu & ST Engineering (25 Mar 2011)

Welcome

Welcome to my investment blog where I share with you my analysis of REITs in Singapore.

I hope that my investment philosophy will bring me a steady stream of income apart from my job. I am aiming for at least $3,000 per month which can sustain the current expenses of myself and my family.

Do enjoy reading my blog and post any comments that you have. I welcome them because it is a time to learn from each other.

When I am looking at investing in REIT, here are some of the guidelines that I am looking at. Feel free to comment on it. I am willing to listen to ideas.

-> at least 8% yield.
-> Price that is lower than its NAV.
-> Low gearing (if possible)
-> High secured NAV.

Current Dividend income is $3,800/month.

Sunday, March 27, 2011

S-REIT, Raffles Edu & ST Engineering (25 Mar 2011)

This article has mentioned one important point which will help me in my analysis. Because of the way we manage our singapore currency, we are "importing" the interest rates of US. This actually means that we need to look closely at the interest rates of US to determine the interest rates here. Their interest rates are still quite low now which is good because it makes borrowing cheaper. If it actually increases, then it will hit our DPU.

This is something to think about. At least we have a year to digest and analyze how it will impact us.