Welcome

Welcome to my investment blog where I share with you my analysis of REITs in Singapore.

I hope that my investment philosophy will bring me a steady stream of income apart from my job. I am aiming for at least $3,000 per month which can sustain the current expenses of myself and my family.

Do enjoy reading my blog and post any comments that you have. I welcome them because it is a time to learn from each other.

When I am looking at investing in REIT, here are some of the guidelines that I am looking at. Feel free to comment on it. I am willing to listen to ideas.

-> at least 8% yield.
-> Price that is lower than its NAV.
-> Low gearing (if possible)
-> High secured NAV.

Current Dividend income is $3,800/month.

Tuesday, April 26, 2011

Analysis of FCOT

Current Price on 26th Apr 2011 = $0.825
  • Current Yield = 7.81%
  • Price-to-book Ratio = 0.617
  • Assets per unit = $2.715 
  • Debt per unit = $1.378
  • Gearing = 50.8%
  • (Above valuation excludes CPPU)
FCOT's report has caught my attention because its yield increases dramatically to 7.81% which is very close to 8%. Moreover, it has office assets which at least half is in Singapore with stable valuation. Even its Australian assets are quite stable. Only those in Japan are unpredictable. In any case, its price-to-book value is one of the lowest which makes it very attractive.

The only problem is its gearing which is very high (excluding CPPU) I am excluding CPPU because it really depends on whether they want to convert it into shares which currently is still not favourable.

I believe that F&N will not let this REIT fall under because their reputation are  at stake. Therefore, FCOT should have enough support to at least sustain their current status. Thus, its NAV which is at $1.34, should be quite secured.

I am considering this carefully to see whether I want to invest in it. It has the potential to become one of my anchor investments. (Price has to be right.)


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