Welcome

Welcome to my investment blog where I share with you my analysis of REITs in Singapore.

I hope that my investment philosophy will bring me a steady stream of income apart from my job. I am aiming for at least $3,000 per month which can sustain the current expenses of myself and my family.

Do enjoy reading my blog and post any comments that you have. I welcome them because it is a time to learn from each other.

When I am looking at investing in REIT, here are some of the guidelines that I am looking at. Feel free to comment on it. I am willing to listen to ideas.

-> at least 8% yield.
-> Price that is lower than its NAV.
-> Low gearing (if possible)
-> High secured NAV.

Current Dividend income is $3,800/month.

Thursday, October 1, 2015

Analysis of Croesus Retail Trust - Rights issue which does not benefit

Current Price on 29th Sept 2015 = $0.83
  • Yield = 9.73%  
  • Price-to-book Ratio = 0.892
  • Assets per unit = $2.147
  • Debt per unit = $1.216 (including current liabilities)
  • Gearing = 56.6%
Croesus Retail Trust just announced their acquisition and rights issue which sort of neutalized the effects of acquisition. Here are the statistics.

Before acquisition, yield is 9.73% which is already very high. Moreover, price-to-book ratio is 0.892 which means we are buying at around 10% discount which is good. However, their gearing is 56.6% which is extremely high.

With the acquisition and rights issue, yield increases to 9.86% which is really not a lot considering that they needed a rights issue to finance its purchase. Moreover, price-to-book ratio will increase to 0.926 which means valuation wise, it is getting more expensive. Gearing falls to 52% which is also their intention.

Their rights issue is priced at $0.61. Thus, I believe that there will still be a demand for the rights issue since it is a sure win strategy aka hold a small portfolio, subscribe to rights and apply for excess rights. Price has already dropped to $0.83 so earning-wise won't be significant. However, due to budget constraints, I am not participating. 

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